Car insurance is mandatory if you want to drive legally in the States and here are the top 10 companies that provide you with that.
These are the top 10 best car insurance companies in USA. Car insurance is mandatory not just in the USA but in most countries around the world. Car insurance is necessary because it offers you a cover or protection in the case of unfortunate incidents which are a part of driving on the roads. If your car gets damaged in a road crash, insurance will cover the damages. For this, you need to pay a premium generally on a yearly basis. But there are insurance companies that are better in terms of services, processing times, claim handling, etc. than others.
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Best Car Insurance Companies in USA
American Family Insurance
The American Family Insurance is at the last spot on this list. It has degraded four spots this year. There could be a lot of reasons for that. However, we shall focus of what it offers. American Family has offers at highly competitive rates for some drivers like teenagers, drivers with poor credit and drivers with accident or DUI on their record. It has a 3.7 rating out of 5.
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AAA
Interestingly, AAA is rated as insurance providers that are most likely to be renewed by the public as per the analysis. But it has the highest average premiums in the study and the drivers can consider AAA for their competetive rates. It is tied with Progressive for the no. 8 spot. It gets 3.9 rating out of 5.
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Progressive
Next, on our list of best car insurance companies in USA, is Progressive. The main highlight here is the fact that people generally prefer it for its ease of opening a policy. However, it scores poorly in the Customer Loyalty Category and people are less likely to renew their policies. Persons with DUI may be able to unlock savings with Progressive. It has a score of 3.9 out of 5.
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Travelers
It takes the number 1 spot in Claims Handling Category and number 3 in Most Likely to be renewed section. It offers premiums that are typically lower that the nation average. However, its customer serive score is quite poor. But Travelers scores well when it comes to policy renewal. It has a score of 4 out of 5.
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Allstate
Next, on our list of best car insurance companies in USA is Allstate. It is one of the Most Likely To Be Renewed Insurance companies. However, its ratings are below average for most categories that were analysed. But the main advantage of Allstate Insurance Company is that is offers policies at competitive rates to drivers with a speeding violation on their driving record. It has a score of 4 out of 5.
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Geico
Next on the list of top car insurance companies in the USA is Geico. It scores above average scores in categories like Customer Services, Claims Handling and Customer Loyalty. Geico has among the lowest rates for car insurance in the USA even for teen and senior drivers with poor credit. It has a score of 4.1 out of 5.
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Nationwide
Tying for the number 3 spot is Nationwide moving two spots up from last year. It scores the second-highest scores in Customer Loyalty and Most Likely to be Recommended subratings and above-average scores in all other categories. More importantly, Nationwide has below-average rates for drivers, espeically those with good driving record or poor credit. This earns Nationwide a decent scrore of 4.1 out of a possble 5.
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Farmers Insurance
Tied with Nationwide for the this spot is Farmers Insurance. It is rated number 1 for Claims Handling, number 2 for Customer Service and Customer Loyalty. However, it scores poorly in the Most Likely to Renewed category and its average score of 4 is lower than the category average of 4.2. Its overall score is 4.1 out of a possible 5, which makes it one of the best car insurance companies in USA
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StateFarm
It is one of the most popular and great car insurance companies in the USA claming the 2nd spot. StateFarm scores great in Claims Handling and Customer Loyalty and has above-average ratings in almost all the othert subcategories. On top of that, it offers policies at lower prices compared to a lot of others. Its premiums for not-the-best drivers are among the lowest in the country. It has a 4.2 score out of 5.
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USAA
According to the 2022 survey, USAA is rated as the best car insurance company in the USA. It scores the highest ratings in Customer Satisfaction and its policies are most likely to be renewed by the customers. Its plans are also the most likely to be recommended to others. Most importantly, it has some of the lowest rates for its policies in the country. However, not all drivers are eligible for coverage through this insurer. Overall, it scores the highest 4.3 rating out of 5. Which out of these in our list of best car insurance companies in USA is your favourite?
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